VARNIUMAI risk defense / everyday bearings

RIGHTS / AGENCY FINDER

Which Agency Actually Handles This? FTC, State AG, or Platform.

An AI-shaped harm could belong to the FTC, your state attorney general, a platform, or a regulator. The finder routes your specific situation to the right door.

Start here

The free tool below runs entirely in this browser — no account, nothing stored or transmitted. Redact anything you would not want kept before you type it.

Open the companion tool →

Why the right door matters

Complaints go nowhere when they go to the wrong place — a platform issue filed with a federal agency, or a federal issue filed with a platform. Routing to the right door is the difference between a complaint and a form that gets read.

The routing is rule-based: consumer deception goes to the FTC, state-level practices to your state attorney general, platform conduct to the platform, and financial products to the CFPB. The finder applies those rules to your facts.

The protocol

  1. Describe what happened, factually — who did what, and the harm.
  2. Read the routing basis: the best-fit agency and why.
  3. File with the best-fit agency first, and keep the dated copy.
  4. File with the alternative in parallel if the harm spans categories.

What the tool does

Describe what happened and get a routing read to the most relevant agency with the first filing step. It runs in this browser; nothing is sent or stored.

Limit first: This is a routing aid, not legal advice and not a filing service. It names public agencies; it does not file for you or guarantee any outcome.

Open the companion tool →

One human next step

File with the best-fit agency and keep the dated copy. If the harm is financial, the CFPB is the parallel route.

Research log and safety checks

AI-assist path: not applicable — the routing is a rules-based map over public agencies, which the reader can apply directly; a model layer adds no verification. §6.10: not a frontier-pace topic.

§0.5 protection result: category is rights-recourse; crisis-adjacent: no; fear/urgency/scarcity toolkit used: no. The protective function is free and the paid feature is convenience only.

Related dispatches

Pairs with the same protection bar: a free complete reading, an optional convenience unlock, and no fear-framing.