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Open the companion tool →Why automated tenant screening reports frequently contain errors
Screening algorithms use loose name-matching algorithms that misattribute criminal or eviction records belonging to individuals with similar names.
Under the FCRA, tenant screening agencies must provide a copy of your report and correct inaccurate information free of charge.
The protocol
- Request the name and contact details of the tenant screening company used by the landlord.
- Obtain your free copy of the background report and review for incorrect records.
- Send a formal written dispute letter to the screening agency citing FCRA Section 611.
- Provide the landlord with proof of the filed dispute and request individual human review of your application.
What the tool does
Generate a formal dispute letter for erroneous tenant screening background reports. Runs in browser.
Limit first: This tool generates formal dispute letters. It is not formal legal representation.
Open the companion tool →One human next step
File a housing discrimination or FCRA complaint with HUD (hud.gov) or the CFPB if tenant screening errors are not corrected.
Research log and safety checks
AI-assist path: FCRA dispute generator. §6.10: not a frontier-pace topic.
§0.5 protection result: category is rights-recourse; crisis-adjacent: no; fear/urgency/scarcity toolkit used: no. The protective function is free and the paid feature is convenience only.