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RECOURSE / FINANCIAL REGULATOR

The Company Ignored You. The CFPB Complaint Gets a Written Answer

Build a CFPB complaint record It runs locally in this browser and sends nothing.

LIMIT FIRST: This is a document-preparation aid, not legal advice. It cannot guarantee an outcome, and it does not know what a court, agency or company will decide.
FREE TIER1 Free Run Available

Cost and free path

Cost: Free: one complete run in this browser, no account. Optional $4 one-time unlock allows unlimited runs of this tool on this browser. The free path and safety guidance never require payment.

Free path, in order (no cost):

  1. CFPB — consumerfinance.gov/complaint (free, online, forces a written response)
  2. Your state attorney general's consumer division
  3. LawHelp.org for free legal aid if the amount is large or the deadline is close

What this cannot do: It cannot guarantee an outcome, and it does not know what a court, agency or company will decide.

Sources checked 2026-10-03 · source bank reviewed against the live pages listed in metadata.

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BASIS / NOT A VERDICT

This tool reduces uncertainty; it does not replace a bank's fraud department, a mental-health professional, legal advice, a school privacy contact, or qualified technical help, and it cannot prove that a call, message, account, decision, or AI system is safe.
Convenience tier: unlimited runs on this browser$4 one-time

What is included

FREE / COMPLETE
  • complete local letter builder
  • copyable record
  • no account needed
CONVENIENCE UNLOCK
  • Unlimited runs of this tool on this browser