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The free tool below runs entirely in this browser — no account, nothing stored or transmitted. Redact anything you would not want kept before you type it.
Open the companion tool →Why dignity is the constraint
An older relative who feels watched hides more, and the relationship is worth more than perfect surveillance. The checklist is short and respectful precisely because that is what makes it work — and what makes it right.
The signs to notice are ordinary and observable: new secrecy about money, sudden new "friends" online, more time on unfamiliar apps, and unusual payment requests. Each is a reason for a conversation, not a conclusion.
The protocol
- Mark only what you have actually noticed, not what you fear.
- Read the review: which signs are worth a conversation.
- Open with the suggested first sentence — ask, do not accuse, and do not take over.
- If money or accounts are involved, offer to help — do not seize control.
What the tool does
Review the signs you have noticed and get a respectful read with a conversation opener. It runs in this browser; nothing is sent or stored.
Limit first: This is a caregiver's conversation aid, not a diagnosis, not surveillance software, and not a substitute for professional help. It works only if it preserves the relative's dignity.
Open the companion tool →One human next step
Have the conversation with the suggested opener. If money has moved, help the relative contact their bank, then report to the FTC and IC3.
Research log and safety checks
AI-assist path: not applicable — the signs are the caregiver's own observations of their relative; a model layer would add opacity and nothing else. §6.10: not a frontier-pace topic.
§0.5 protection result: category is elder-protection; crisis-adjacent: no; fear/urgency/scarcity toolkit used: no. The protective function is free and the paid feature is convenience only.