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The free tool below runs entirely in this browser — no account, nothing stored or transmitted. Redact anything you would not want kept before you type it.
Open the companion tool →Why the agency's rules are the test
Medicare and Social Security do not call to threaten arrest or benefit loss, do not demand immediate payment, and never ask for gift cards, wire transfers, or your full number over the phone. A caller who does any of that is not the agency, no matter what the caller ID says.
The verification is a comparison, not a judgment call: hold the caller's claims against the agency's actual rules, then confirm on the agency's own published number — medicare.gov or ssa.gov, never a number the caller gives.
The protocol
- Describe the call: who it claimed to be and what it asked.
- Read the verification basis: the claim against the real-agency rule.
- Do not pay, do not share your number, and do not stay on the line.
- Hang up and call the agency's published number — medicare.gov or ssa.gov.
What the tool does
Describe a Medicare or benefits call and get a verification reading against how the real agencies work. It runs in this browser; nothing is sent or stored.
Limit first: This is a verification aid, not a fraud investigation service. It can miss a pattern and it can flag an ordinary call. A clean reading never proves a caller is real.
Open the companion tool →One human next step
Hang up and call the agency's published number. Report benefits scams to the FTC and to the SSA's scam reporting line.
Research log and safety checks
AI-assist path: not applicable — the verification is a comparison against the agencies' published rules, which the reader can run directly; a model layer adds nothing. §6.10: not a frontier-pace topic.
§0.5 protection result: category is elder-protection; crisis-adjacent: no; fear/urgency/scarcity toolkit used: no. The protective function is free and the paid feature is convenience only.