Start here
The free tool below runs entirely in this browser — no account, nothing stored or transmitted. Redact anything you would not want kept before you type it.
Open the companion tool →Why 'file a complaint' is not advice
Jurisdiction decides outcomes. A bank complaint, a benefits denial, a hospital bill, and a hiring decision each live with a different authority, and each has its own evidence standard.
Routing is free, and a wrongly filed complaint usually comes back with a referral — but later, and without the deadline protection you wanted.
The protocol
- Write the dispute in three sentences: what happened, when, and what you want changed.
- Name the decision-maker: a company, an agency, a facility, a landlord, an employer.
- Match it to a route: state attorney general, a federal agency, a licensing board, an ombudsman, or a court.
- Check the deadline for each route and write it down.
- File with the primary route, keep the reference number, and note which secondary route you may add.
What the tool does
Build a complaint-routing record It runs locally in this browser and sends nothing.
Limit first: This is a document-preparation aid, not legal advice. It cannot guarantee an outcome, and it does not know what a court, agency or company will decide.
Open the companion tool →Cost and free path
Cost: Free: one complete run in this browser, no account. Optional $4 one-time unlock allows unlimited runs of this tool on this browser. The free path and safety guidance never require payment.
Free path, in order (no cost):
- USA.gov consumer complaint finder — free routing for most consumer problems
- Your state attorney general's consumer protection division
- 211 or LawHelp.org if you need help choosing or drafting
What this cannot do: It cannot guarantee an outcome, and it does not know what a court, agency or company will decide.
Sources checked 2026-10-03 · source bank reviewed against the live pages listed in metadata.
One human next step
Use USA.gov's complaint finder or your state attorney general's consumer division to confirm the route, then file in writing and keep the acknowledgment — most agencies will not act on a phone call alone.
Research log and safety checks
AI-assist path: not used for a verdict. This builder organises the reader's own documents and names an independent source; it does not infer authenticity, eligibility, or legal rights. §6.9/§6.10/§6.11 disclosed in the batch report; §6.12 status line carried in metadata as `status_line`.
§0.5 protection result: category is rights-recourse; crisis-adjacent: no; fear/urgency/scarcity toolkit used: no. The protective function is free and the paid feature is convenience only.