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The free tool below runs entirely in this browser — no account, nothing stored or transmitted. Redact anything you would not want kept before you type it.
Open the companion tool →Why the screening company, not the landlord, is the right target
The landlord usually receives a score or recommendation. The underlying file and its errors are the screening company's responsibility.
A national settlement already stopped one major vendor from showing scores or accept/deny recommendations for housing-voucher applicants — which shows the industry's practices are contestable.
The protocol
- Ask the landlord, in writing, which screening company was used and whether a report was pulled.
- Request your free file from that company, plus the score and any recommendation shown to the landlord.
- List what is wrong with dates, amounts, and identities, and attach the documents that correct it.
- Dispute in writing and ask that the corrected report be sent to the landlord.
- Keep the acknowledgment and record whether the landlord reconsidered.
What the tool does
Build a tenant screening dispute packet It runs locally in this browser and sends nothing.
Limit first: This is a documentation aid for a tenant or applicant, not legal advice. It cannot block an eviction, compel a repair, or guarantee a screening outcome.
Open the companion tool →Cost and free path
Cost: Free: one complete run in this browser, no account. Optional $4 one-time unlock allows unlimited runs of this tool on this browser. The free path and safety guidance never require payment.
Rule status (mixed route): Status, 2026-10-03: FCRA file-disclosure and dispute rights apply to tenant screening reports, and a national settlement bars one major vendor from showing scores or accept/deny recommendations for voucher applicants.
Automated decision this documents: algorithmic tenant screening score and recommendation
Free path, in order (no cost):
- The screening company's dispute address — free, and the file is yours to see
- A local fair-housing centre or the National Fair Housing Alliance
- HUD's fair-housing complaint route (free to file)
What this cannot do: It cannot block an eviction, compel a repair, or guarantee a screening outcome.
Sources checked 2026-10-03 · source bank reviewed against the live pages listed in metadata.
One human next step
File the dispute with the screening company and, if a voucher or a protected class is involved, contact a fair-housing organisation — they investigate screening patterns and represent applicants at no cost.
Research log and safety checks
AI-assist path: not used for a verdict. This builder organises the reader's own documents and names an independent source; it does not infer authenticity, eligibility, or legal rights. §6.9/§6.10/§6.11 disclosed in the batch report; §6.12 status line carried in metadata as `status_line`.
§0.5 protection result: category is housing-and-rent-costs; crisis-adjacent: no; fear/urgency/scarcity toolkit used: no. The protective function is free and the paid feature is convenience only.