Level Payments Meet a True-Up. Check the Math Before You Sign the Next Plan
Verify a budget-billing true-up with the year's payments and usage, and choose the spreading option before signing a new level payment. It runs locally in this browser and sends nothing.
LIMIT FIRST: This is a documentation and planning aid, not legal, energy or benefits advice. It cannot stop a shutoff by itself, compel a commission decision, or certify eligibility.
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Cost and free path
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Rule status (state route): structural: budget or level-payment plans reconcile actual use at a true-up, and state rules differ on the notice required before a payment changes and on how a true-up may be spread. The plan terms on the household's own agreement govern. Reviewed 2026-10-03; confirm the notice terms in your state tariff.
Automated decision this documents: automated plan recalculation that raises the level payment after a true-up
Free path, in order (no cost):
Your state commission's consumer division (budget-billing and notice complaints)
State LIHEAP office (assistance before agreeing to a higher payment)
211 — local assistance and payment-plan help (211.org)
What this cannot do: It cannot stop a shutoff by itself, compel a commission decision, or certify eligibility.
Sources checked 2026-10-03 · source bank reviewed against the live pages listed in metadata.
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This tool reduces uncertainty; it does not replace a bank's fraud department, a mental-health professional, legal advice, a school privacy contact, or qualified technical help, and it cannot prove that a call, message, account, decision, or AI system is safe.
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