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FAMILY / AI MONEY SCHEMES

The AI Side Hustle Promises a Paycheck. Find the Fee

Build a teen money-scheme check record It runs locally in this browser and sends nothing.

LIMIT FIRST: This is a planning aid for a caregiver, not clinical, legal or safety advice. A tool cannot replace a trusted adult, a counsellor or emergency services.
FREE TIER1 Free Run Available

Cost and free path

Cost: Free: one complete run in this browser, no account. Optional $4 one-time unlock allows unlimited runs of this tool on this browser. The free path and safety guidance never require payment.

Free path, in order (no cost):

  1. FTC — ReportFraud.ftc.gov for the scheme and the payment request
  2. Your bank or payment app's fraud line if money was sent
  3. 211 for free local youth financial-literacy programmes

What this cannot do: It cannot decide the outcome for you.

Sources checked 2026-10-03 · source bank reviewed against the live pages listed in metadata.

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BASIS / NOT A VERDICT

This tool reduces uncertainty; it does not replace a bank's fraud department, a mental-health professional, legal advice, a school privacy contact, or qualified technical help, and it cannot prove that a call, message, account, decision, or AI system is safe.
Convenience tier: unlimited runs on this browser$4 one-time

What is included

FREE / COMPLETE
  • complete local plan
  • copyable family agreement
  • no data leaves the device
CONVENIENCE UNLOCK
  • Unlimited runs of this tool on this browser