Start here
The free tool below runs entirely in this browser — no account, nothing stored or transmitted. Redact anything you would not want kept before you type it.
Open the companion tool →Why mismatches turn into overpayments
The system compares reported totals; the claimant has the actual records. If nobody reconciles them, the higher figure wins by default.
You can request the wage data used and correct it with your own records — pay stubs, platform statements, and bank deposits.
The protocol
- Request the wage and separation data the agency used for your claim.
- Lay your own records beside it: pay stubs, platform payouts, and deposits by month.
- Identify the specific difference: which quarter, which employer, which figure.
- Send the correction in writing with the supporting documents attached.
- Keep the acknowledgment and check the next determination.
What the tool does
Build a wage-record reconciliation It runs locally in this browser and sends nothing.
Limit first: This is a document-preparation aid, not legal or benefits advice. It cannot decide your eligibility, act as your representative, or guarantee that an agency will act.
Open the companion tool →Cost and free path
Cost: Free: one complete run in this browser, no account. Optional $4 one-time unlock allows unlimited runs of this tool on this browser. The free path and safety guidance never require payment.
Rule status (mixed route): Status, 2026-10-03: wage cross-matching and overpayment recovery are active; 2026 servicer and state errors produced false delinquencies and incorrect overpayments, so request the wage data used on your claim.
Automated decision this documents: automated wage cross-matching in unemployment claims
Free path, in order (no cost):
- The state unemployment office's claims line and written reconsideration route
- LawHelp.org for free legal aid on an overpayment or disqualification
- DOL's unemployment insurance guidance for what states must provide
What this cannot do: It cannot decide your eligibility, act as your representative, or guarantee that an agency will act.
Sources checked 2026-10-03 · source bank reviewed against the live pages listed in metadata.
One human next step
Send the written correction before a determination becomes final; if an overpayment notice already arrived, respond within the deadline and ask for a waiver or a payment plan at the same time.
Research log and safety checks
AI-assist path: not used for a verdict. This builder organises the reader's own documents and names an independent source; it does not infer authenticity, eligibility, or legal rights. §6.9/§6.10/§6.11 disclosed in the batch report; §6.12 status line carried in metadata as `status_line`.
§0.5 protection result: category is benefits-and-public-services; crisis-adjacent: no; fear/urgency/scarcity toolkit used: no. The protective function is free and the paid feature is convenience only.