Ask for the Itemised Bill Before You Pay the Summary
Build an itemised hospital bill audit It runs locally in this browser and sends nothing.
LIMIT FIRST: This is a preparation aid, not medical, legal or insurance advice. It cannot force a payer to pay, guarantee an appeal outcome, or tell you which care is right for you.
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Cost and free path
Cost: Free: one complete run in this browser, no account. Optional $4 one-time unlock allows unlimited runs of this tool on this browser. The free path and safety guidance never require payment.
Rule status (mixed route): Status, 2026-10-03: hospital price-transparency and itemised-billing duties are in force, and nonprofit hospitals must maintain a financial-assistance policy; the federal medical-debt credit-reporting rule was vacated in 2025, so state protection varies.
Automated decision this documents: automated coding and claim adjudication of a hospital bill
Free path, in order (no cost):
The hospital's own financial counsellor and financial-assistance policy
Your state hospital-billing or consumer-protection office
A legal-aid health or medical-debt unit, found through LawHelp.org
What this cannot do: It cannot force a payer to pay, guarantee an appeal outcome, or tell you which care is right for you.
Sources checked 2026-10-03 · source bank reviewed against the live pages listed in metadata.
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This tool reduces uncertainty; it does not replace a bank's fraud department, a mental-health professional, legal advice, a school privacy contact, or qualified technical help, and it cannot prove that a call, message, account, decision, or AI system is safe.
Convenience tier: unlimited runs on this browser$4 one-time